RBI-partnered lenders · ₹10,000 – ₹5,00,000

Money in your
account, in minutes.

Compare instant personal loan offers from India’s top lenders. Check your rate in two minutes — it won’t touch your credit score.

+91

Free · won't affect your credit score · OTP-verified

30-second decision 100% paperless Data encrypted

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Loans facilitated

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RBI-partnered lenders

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Three steps to funded

No branch visits, no paperwork, no waiting in queues.

1

Tell us what you need

Enter your mobile, the amount and how long you want to repay.

~2 minutes
2

Compare real offers

Rates and EMIs from RBI-partnered lenders, ranked by what fits you best.

Instant
3

Pick a lender, get funded

The lender verifies you and money lands in your account.

Often in minutes
₹2,40,000 creditedto your account · just now

What’s the loan for?

Pick a reason and we’ll shape the offer around it.

Cover any personal expense with a flexible loan that fits your plan.

People borrow about

₹1,00,000

Typically over

18 months

That’s roughly

₹6,121/mo

See my offers →

Borrow with confidence

RBI-registered lending partnersOTP-verified, consent-firstWe never sell your numberNo hidden charges to compare

Questions, answered

How fast can I get the money?

Once your lender approves and completes verification, funds are typically disbursed within minutes to a few hours. Checking your rate here takes about two minutes.

Will checking my rate affect my credit score?

No. Seeing your offers is a soft check and does not affect your credit score. A hard inquiry only happens when you formally accept a lender’s offer.

How much can I borrow?

Personal loans on MoneyBazaar range from ₹10,000 to ₹5,00,000, depending on your income, obligations and the lender you choose.

Who are the lenders?

We connect you with RBI-registered banks and NBFCs. You always see the lender’s name, rate and terms before you proceed — and you choose who to go with.

What do I need to apply?

Just your mobile number to start. To get matched you’ll share basic details — employment type, monthly income and the amount you need. KYC happens with the lender you pick.

Your rate is 60 seconds away.

Free, no obligation, and no impact on your credit score.

Check my rate →